Employers across the UK are ill-prepared for the wide range of risks associated with sending employees overseas, according to new research from Towergate Employee Benefits.

With 79% of UK companies having relocated staff abroad, the findings highlight a significant gap in preparation, support and risk management for international assignments.

Sarah Dennis, Head of International at Everywhen, warns that a lack of planning can jeopardise both employee wellbeing and the success of overseas postings. She stresses that understanding location-specific risks and taking expert advice are fundamental to providing effective support.

One major concern is civil unrest and political uncertainty. Conditions can change rapidly, making it essential for employers to stay informed and to have emergency plans in place. Guidance from the Foreign Commonwealth and Development Office is vital, alongside specialist advice on evacuation and crisis response.

Natural disasters are another key risk. While some weather events are seasonal and predictable, others can escalate rapidly, as seen with Hurricane Milton in the Gulf of Mexico in 2024. Yet only 32% of UK employers say relocating employees are fully prepared for climate changes. Advance planning, local expertise and clear emergency procedures can make a critical difference.

Personal security also requires careful consideration, particularly for lone travellers or those heading to higher-risk destinations. Training, destination awareness and local knowledge all help to reduce exposure to risk.

Cultural misunderstanding remains an overlooked issue, with just 39% of employers believing staff are prepared for cultural differences. Without proper guidance, employees may face isolation, stress and mental health challenges.

Health and wellbeing support is equally crucial. Overseas employees often face limited access to familiar healthcare, medications and support networks. Despite this, 57% of companies provide the same benefits overseas as they do in the UK, which may be inadequate.

Dennis concludes that successful overseas assignments depend on thorough preparation, expert local advice and clear communication, ensuring employees know exactly how to access support when it matters most.

Photo: Sarah Dennis, Head of International at Everywhen.